TJX security breach.. check
I am not 100% positive or if this just merely coincidence, but I have a feeling my sister has fallen victim to the TJX security breach reported last week. Fraudulent transactions originating in France (of all places) began January 10th, comprosing four withdrawls: $3.90, $1.30, $.04, and $.01. Finally, $120 was debited and my sister caught on and took action.
One of the reasons I like online banking is because it allows me to review my statement (to-date) whenever I need too. I do not have to wait until the end of the month to receive the statement, and had my sister checked her statement online routinely, the last charge may never have happened. I hope no sensitive personal information was exposed besides the bank account numbers.
It is a good chance there is an issue. Those small charges of $.01 and $.04 are very typical testing transactions to see if the card information is still valid. I bet even the $1.30 was a test as well, hoping to not be as noticable at least on credit card monitoring services which might always flag such small amounts as suspicious.
If you are interested you can find many more details on my blog. (It’s always friendly to link to other bloggers.)
http://datasecurity.wordpress.com/2007/01/19/tjmaxx-credit-card-compromise/